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Category: Blog

28 Sep, 2021
jdgarciia Blog,News

Credit Card Refinancing vs. Debt Consolidation: Which Is Best For You?

Paying off all your debts can be a daunting, time-consuming task, and being in this financial situation is exhausting with all the high […]

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19 Sep, 2021
jdgarciia Blog

How to Consolidate Credit Card Debt Without Hurting Your Credit?

When you’re neck-deep in debt, choosing to start a debt consolidation plan can get you out of hot water. It combines all your […]

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30 Aug, 2021
jdgarciia Blog

4 Ways to Get Out of Debt on Low to Middle Income

Debt is a problem that many people face. The higher the amount you owe, the more complex your life becomes. The average American […]

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15 Jun, 2021
jdgarciia Blog

7 Tips on Getting Out of Credit Card Debt

Nearly half of Americans have credit card debt, which is roughly 120 million people. Using credit cards can seem convenient and can be a […]

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30 Apr, 2021
jdgarciia Blog

Your Financial Planning Strategy: How to Settle Credit Card Debt

The credit card balance of the average American is nearly $6,200. At that rate, debt can quickly become unmanageable. If you’re having a […]

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30 Apr, 2021
jdgarciia Blog

Debt Financing: When is the Right Time to Take a Loan?

Dealing with debt can feel like a never-ending struggle. As soon as you pay one balance down, something comes up, and all of […]

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30 Apr, 2021
jdgarciia Blog

Personal Finance Planning: Where and How to Start

Did you know the average American household has $145,000 of debt? That’s a shocking amount. Even with good debt such as a mortgage, […]

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29 Apr, 2021
jdgarciia Blog

4 Benefits of Refinancing Your Credit Card Debts

If you’re drowning in credit card debt, the calls from the creditors are frustrating. You’re likely already stressed out about how to take […]

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28 Apr, 2021
jdgarciia Blog,News

Your Guide to Debt Consolidation Loans: Does It Impact Your Credit Scores?

Do debt consolidation loans hurt your credit? This is a popular question many Americans wonder about as they seek relief from high interest […]

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28 Apr, 2021
jdgarciia Blog,News

Your HELOC Guide: Using HELOC to Pay off Mortgage Balances and More

In 2019, the average HELOC utilization rate was 44%. If you are unfamiliar with HELOCs you may be wondering how this could be. […]

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